What Does Simple Rate Mortgage Inc
Do With Your Personal Information?
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | ||
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number * Employment Information credit history and credit scores * Mortgage Rates and payments account balances and payment history | ||
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Simple Rate Mortgage Inc chooses to share; and whether you can limit this sharing. | ||
| Reasons we can share your personal information | Does Simple Rate Mortgage share? | Can you limit this sharing? | |
| For our everyday business purposes — such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus | Yes | No | |
| For our marketing purposes — to offer our products and services to you | No | We do not share | |
| For joint marketing with other financial companies | No | We do not share | |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We do not share | |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We do not share | |
| For our affiliates to market to you | No | We do not share | |
| For nonaffiliates to market to you | No | We do not share | |
| To limit our sharing | Call 800-710-0835 Email [email protected] Please note: If you are a new customer, we can begin sharing your information days from the date we sent notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. | ||
| Questions? | Call 800-710-0835 or go to www.simpleratemortgage.com | ||
| Mail-in Form | ||
| Mark any/all you want to limit | ||
| Name | Mail to: Simple Rate Mortgage Inc 18722 E Canary Way Queen Creek, AZ 85142 | |
| Address City, State Zip | ||
| Loan Number |
| Who we are | |
| Who is providing this notice? | Simple Rate Mortgage Inc |
| What we do | |
| How does Simple Rate Mortgage Inc protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Simple Rate Mortgage Inc collect my personal information? | We collect your personal information, for example, when you: apply for a loan or give us your employment history give us your income information or provide account information provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State Laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Simple Rate Mortgage Inc has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Simple Rate Mortgage Inc does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Simple Rate Mortgage Inc doesn’t jointly market. |
Who we are
Our website address is: https://simpleratemortgage.com